Transparency

How we make money

Last updated .

Today: a few book links

Owned Outright is free and has no accounts. There are no ads and no paid placements. The one way it can earn money today is the "Further reading" box at the end of a few guides, which links to books on Amazon.

  • How it works. We take part in the Amazon Associates program. If you buy something after clicking one of those links, Amazon pays us a small commission. It costs you nothing extra. As an Amazon Associate we earn from qualifying purchases.
  • How they're marked. Every page with these links says so right next to them, and the links are tagged as sponsored.
  • How we choose. We pick books we think are useful for the topic of the page, before and regardless of any commission. We show no prices, because Amazon's prices change.
  • Where they never appear. Not in calculator results, and not inside the ChatGPT app.

What may change

To cover hosting and time, we may add one or both of these later:

  • Display ads from an ad network such as Google AdSense. Ads will be clearly separate from calculator results and articles. Before any advertising cookies are set, we'll update our privacy policy and ask for consent where the law requires it.
  • Referral links to financial services, such as mortgage rate comparison sites. If we're paid when you click or sign up, the link will be labeled, and this page will list the kinds of companies we work with.

We'll update this page before either one appears.

Rules that won't change

  • Money never changes the math. Every calculator uses the same tested engine and the method on How we calculate. No advertiser or partner can change a result, a default value or a ranking.
  • We don't sell your data. The numbers you enter stay in your browser; we never see them, so we can't sell or share them.
  • No paid articles. Nobody pays us to publish, review or mention a product. The only product income is the Amazon commission described above.
  • Same answer, whoever advertises. If paying extra on your mortgage isn't your best move, we'll say so, even next to an ad that suggests otherwise.

Questions

Email [email protected]. Our editorial policy explains how pages are written and checked.